In order to be eligible for federal loans a Free Application for Federal Student Aid (FAFSA) must be completed and aid is granted based upon student need, tuition rates at the college, along with other factors. I must add, I have never had any type of emotional disorder during my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and will include streptococci, that are chains of cocci bacteria, and staphylococci, which are clusters of cocci bacteria1.